If you think looking for online travel insurance is easy, think again. As there are many websites and agencies that offer travel insurance, you could get confused and stressed with all the choices. To make the search easy, here is what you should do:

1. The online travel insurance company that you should be looking into should just be nearby. Most people fall into the trap that just because it is online, they can easily apply for the insurance even if it is located in other state. As much as possible, if you are in Manhattan, search for travel insurance Manhattan immediately and not just any insurance companies found in the highest Google rank.
2. Look for offer-all agency or travel insurance company. You should look for a company that offers student travel insurance, concierge insurance or expatriate insurance.
3. Once you search for an offer-all travel insurance company near your place, immediately ask for quotation. Most travel insurance companies online offer free quotes. Get at least three of them and compare. Just be sure that the online company that you are looking at has hotlines or "contact us" so you can bring up concerns and questions.

With this simple advises, you can narrow your choices in finding an online travel insurance company and thus save you time and effort.